Spending on pharmaceuticals has slowed down, in large part because of competition from generic drugs, which cost less than their brand-name equivalents. Most insurers have higher co-pays for brand-name drugs, so using generic medications can mean a cost savings both for you and for the health care system. But check with your doctor and your pharmacist about what's available as a generic. It can be confusing. For example, there's a generic form of mupirocin ointment, but as a cream ...
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