What happens if the person at fault in an accident has no insurance in Louisiana?
If you have the minimum liability coverage required by Louisiana law, you can still pursue damages if the at-fault driver is uninsured or even underinsured through your uninsured/underinsured motorist policy. Typically, your insurance provider would recover your losses from the at-fault driver's insurer.
What does it mean that my is a no-fault state?
New York is a no-fault insurance state, which means that insureds are generally reimbursed by their insurance company for damages regardless of who was responsible for causing the accident. Insureds can be reimbursed for medical costs and other losses that might surface after the accident.
Who is at fault in a rear end collision in Louisiana?
Who is at fault after a rear-end accident in Louisiana? In most rear-end collisions, the fault will come down on the trailing driver because he or she created the initial impact. Simply put, every driver is expected to maintain a safe distance from the car in front of them in order to avoid rear-end collisions.
Is Louisiana a no pay no play state?
In Louisiana, there is a No Pay, No Play law that limits how much a victim can claim from the other driver's insurance if they themselves are uninsured at the time of the accident.