There's No Universal Deadline for Filing a Car Insurance Claim. The precise deadline—or, more accurately, the wording pertaining to when a claim must be filed—will vary depending on your particular car insurance policy. Most policies do not provide a strict deadline or window of time (30 days, 60 days, etc.).
How long should you wait to make a claim?
How long do you have to report a car accident? Most states require you to report an accident right away, but some states do allow up to 30 days.
How long do you have to file a car insurance claim in Georgia?
Georgia Statute of Limitations for Car Accident Claims\n\n In Georgia, most car accidents follow simple deadlines: You generally have two years from the date of the accident to file actions for injuries (called liability claims).