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When someone crashes into you without insurance


If the at-fault party does not have car insurance, you can file a compensation claim with your insurance company or file a lawsuit against the negligent party. When you are in an accident, you may expect the other driver to have auto insurance, but this is not always the case.

Is Louisiana a no-fault state?

When it comes to traffic collisions, Louisiana is not a no-fault state. Instead, it is a tort state, which means victims need to prove the other driver caused their crash and hold them responsible to recover money damages.

What happens if you have a wreck without insurance in Tennessee?

Driving without insurance is bad enough — but if you get into an accident that results in injuries or death while uninsured, you face a Class A misdemeanor. If convicted, you may pay fines up to $2,500 and face imprisonment up to 11 months and 29 days.

Is it legal in New Mexico to drive without auto insurance?

Violating the Act is considered a misdemeanor in New Mexico and can result in the suspension of your vehicle registration. The penalties for driving without insurance are either a $300 fine or up to 90 days of jail time; by the court's discretion and your condition, it can even be both.

What happens if someone hits you and you don t have insurance in indiana?

Following an accident in Indiana without car insurance, you not only will face penalties for being uninsured, but you'll be responsible for any damages caused. Additionally, the other driver (if they are insured) can sue you for all legal fees directly out of pocket.