Is it better to shop around for insurance?
Even though you may not always find a better deal, shopping around is a good way to be sure you're not missing out on savings. According to Experian, when you get insurance quotes, credit report inquiries from certain insurance companies won't affect your credit history.
What is the cheapest time to insurance a car?
According to our research, car insurance premiums start to go up within eight days of your current policy ending, and the sharpest rise comes around three days before. So as long as you buy before then you should avoid the big price hike reserved for those who leave it until the last minute.
What is a good rule of thumb for car insurance?
As a rough rule of thumb, auto insurance experts recommend liability coverage of at least 100/300/100 — meaning, $100,000 in body injury liability insurance per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.