After the Discharge of Mortgage document (see 8 for an explanation) is filed and recorded, the Registry returns the document to the party who recorded it. Your deed should have been returned to you shortly after you purchased your home*.
What happens when you pay off your mortgage UK deeds?
What happens with the title deeds once my mortgage is paid off? If you live in England and Wales, your title deeds are most likely held electronically with Land Registry. Your solicitor will get them amended when you pay off your mortgage. Or, if your lender has hold of them, they'll usually send them to you.
Who holds the deeds to my house UK?
Who holds the title deeds? Usually, the original copy of the title deeds is held by the solicitor you used at the time of purchase. However, if a mortgage was required when purchasing a property, then it is possible that your mortgage provider will also hold a copy.