Which among the following is not covered under a group personal accident policy

The below-mentioned causes of injury or death are not covered under a group personal accident insurance: Natural Death. Death or injury while under the influence of intoxicating liquor or drugs. Death or injury while engaged in an adventure sport or hazardous activity.

Which of the following is covered in personal accident?

Definition Of Personal Accident Insurance\n\n It covers hospitalisation, pre-and post-hospitalisation, and offers daily cash allowance up to 30 days, depending on the insurer.

What is personal accident policy?

Personal Accident Policy (Individual)\n\n This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible and external means, resulting into death or disablement be it temporary or permanent.

What is group personal accident insurance in India?

Group Personal Accident or GPA Insurance protects policyholders and their families financially against loss of income due to accidental disablement or death. This policy is offered by commercial or industrial establishments as accident coverage for employees, workers, members, etc.

Is personal accident cover only for owner?

Yes, a PA cover is compulsory only for the owner-driver.