What is the safest type of annuity?
Fixed Annuities (Lowest Risk)\n\n Fixed annuities are the least risky annuity product out there. In fact, Fixed annuities are one of the safest investment vehicles in a retirement portfolio. When you sign your contract, you're given a guaranteed rate of return, which remains the same no matter what happens in the market.
Which annuity has the least risk?
Regarding annuities, fixed deferred annuities (Indexed and MYGA) are often considered the best option for those looking to protect their original investment. With a fixed deferred annuity, your money is invested for a set period of time, typically between 5 and 10 years.
What is the best type of annuity?
As of July 2022, Canvas Annuity pays the highest interest rates among all annuities with a guaranteed return. It guarantees a 4.6 percent return for three, five, and seven years.