- Flooding. ...
- Damage Caused by Mold. ...
- Expensive Artwork & Jewelry. ...
- War. ...
- Nuclear Hazard. ...
- Damage Caused by a Power Surge or Outages. ...
- Dog Bites. ...
- Damages Caused by Neglect or Poor Maintenance. As a homeowner, you must ensure that your house is well maintained and repaired regularly.
Which of the following is not eligible for a homeowners policy quizlet?
Which of the following would not be eligible to purchase a Homeowners Policy? A person who owns and lives on a farm -- Homeowners eligibility does not include farm property, but does include certain incidental business occupancies.
What are the three most common homeowner policy coverage areas?
Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.
Which of the following losses would not be covered by a homeowners policy?
Most homeowner policies provide coverage that does not apply to animals, birds, fish, automobiles and business property; for loss or damage caused by flood, surface water, water which backs up through sewers or drains, earth movement, nuclear damage, war, etc.