What city has highest car insurance rates?
1. Detroit, Michigan. Detroit has the distinction of having the highest car insurance rates in the country, 284.1% more than the national average.
Who has the highest auto insurance rates in the country?
Average cost of auto insurance by state\n\n Michigan has the highest rates in the country for auto insurance, with drivers paying an average of $196 a month for minimum coverage. South Dakota has the cheapest auto insurance — drivers pay just $28 a month on average for minimum coverage.
Is car insurance more in NYC?
The average cost of car insurance in New York is $2,996 per year for full coverage, making New York one of the most expensive states to purchase car insurance.
Why is Michigan highest car insurance?
Because Michigan is a no-fault state, drivers must have personal injury protection (PIP) coverage, which covers financial losses regardless of who is at fault in an accident. This additional required coverage is one of the main reasons insurance premiums in the state are so high.