What does auto liability insurance cover? Liability insurance actually consists of two types of auto coverage: Bodily injury liability protection applies to the medical expenses of the other party if you are found at fault in the accident.
What type of insurance covers each person in on around or under the car for medical expenses in an accident?
If you cause a car accident, the bodily injury liability portion of your car insurance coverage helps pay for the other party's medical expenses. Likewise, if another driver is at fault for an accident that injures you, their auto liability coverage may help pay for your medical bills.
What is collision coverage?
Collision coverage\n\n Collision pays for damage to your car resulting from a collision with an object (e.g., a telephone pole, a guard rail, a mailbox), or as a result of flipping over. The average cost is about $290 per year. Collision coverage reimburses you for the costs of repairing your car, minus the deductible.