Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.
Which credit bureau is most important?
There's no most important credit bureau. Reviewing reports from all three bureaus can help you understand what information might be used to calculate your credit scores. But remember, lenders have their own criteria to decide on things like loan and credit applications.
Which credit score is most important Equifax or TransUnion?
Equifax: Which is most accurate? No credit score from any one of the credit bureaus is more valuable or more accurate than another. It's possible that a lender may gravitate toward one score over another, but that doesn't necessarily mean that score is better.
Which credit report service is most accurate?
FICO scores are used in over 90% of lending decisions making the FICO® Basic, Advanced and Premier services the most accurate for credit score updates.