Which credit bureau do banks use in South Africa?
There are four main credit bureaus in South Africa: Experian, TransUnion, Compuscan and XDS. Different creditors will report to different bureaus – some may report back to all four and others may only report your information back to one or two.
Which is the most used credit bureau in South Africa?
The four main credit bureaus in South Africa\n\n There are four main credit bureaus, namely; Experian, TransUnion, Compuscan, and XDS. These are full member credit bureaus and are the most commonly used credit bureaus.
Which credit bureau has the most accurate score?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.
What is the most accurate credit score site in South Africa?
Experian is a global leader in providing information solutions to organizations and consumers, combining the power of their comprehensive credit history database, scoring expertise and sophisticated software to deliver holistic solutions to the South African credit granting industry.