Which credit report is most accurate?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.
Which CIBIL score is accurate in India?
CRIF High Mark\n\n The distinguishing factor of this is that the CRIF High Mark is the only one approved to operate in India by the Reserve Bank of India. CRIF conducts credit rating analysis for individuals and corporates. The credit score rating falls between 300-850.
Which is better CIBIL or Equifax?
However, the credit scores issue by Equifax and CIBIL™ and the other two companies all have the same validity. The CIBIL™ score might be more well-known because CIBIL™ has been in operation for a longer time and has many more years of historical data.
Is Experian better than CIBIL?
CIBIL score has an edge over Experian score:\n\n CIBIL scores are viewed by lenders as superior to Experian scores. This is rightfully so. Almost 90% of Indian financial institutions and banks have business tie-ups with CIBIL.