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Which credit report is most accurate uk


The Experian Credit Score is the UK's most trusted rating* – a good Experian Credit Score is likely to mean you have a good credit score with companies. It's based on information in your Experian Credit Report, and runs from 0-999.

Which credit report is most accurate?

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.

Is Equifax better than Experian UK?

Experian scores your credit out of 999 (with anything over 880 being 'good'), whereas Equifax scores your credit out of 700 (with anything higher than 420 being 'good').

Which credit check is best UK?

Experian is the largest CRA in the UK. Their scores range from 0-999. A credit score of 721-880 is considered fair. A score of 881-960 is considered good.