Neither score is more or less accurate than the other; they're only being calculated from slightly differing sources. Your Equifax credit score is more likely to appear lower than your TransUnion one because of the reporting differences, but a fair score from TransUnion is typically fair across the board.
Which is more important Equifax or TransUnion?
It's important to know that while each credit agency, or bureau, creates its own proprietary report, no single agency is more important than another. You may already be familiar with the three big consumer credit bureaus — Equifax, Experian and TransUnion.
Which credit score do you go by TransUnion or Equifax?
It's normal for credit reports and credit scores to differ slightly between the nationwide credit bureaus. That's because the information supplied by lenders, collection agencies, and public records may not match across all three bureaus.