What is the best protection for uninsured drivers?
Uninsured Motorist (UM) insurance – Also known as Uninsured Motorist Bodily Injury (UMBI) insurance, this coverage will pay your and your passengers' medical bills if you're involved in an accident with an uninsured motorist who is at fault.
Does Mississippi require uninsured motorist coverage?
In a word, no, you do not need to carry uninsured motorist coverage in Mississippi. To opt-out, you only need to reject this type of coverage in writing when signing up for your auto insurance policy. Mississippi underinsured and uninsured motorist coverage laws don't require you to add UM/UIM coverage to your policy.
Does Hastings cover uninsured drivers?
If you're involved in a non-fault accident with an uninsured driver, the damage done is often costly, but our Defaqto 5 Star rated Premier and Direct policies will safeguard you so long as you can: Provide us with the make, model and registration of the uninsured driver's car.
What happens if the person at fault in an accident has no insurance in NJ?
Drivers who are charged with no insurance following a car accident will likely receive expensive legal fines and harsh consequences, regardless of who is at fault for the accident. In this situation, the driver will be personally responsible for any damages they cause.