Which insurance coverage is required by law in most states

With the exception of Florida, every state requires bodily injury liability insurance (BI), while all 50 states plus Washington, D.C., require property damage liability (PD). Roughly half of the states require a type of uninsured/underinsured motorist insurance (UIM).

What insurance is required by law in Utah?

In Utah, liability car insurance is mandatory for all drivers. Utah has provisions for liability coverage, personal injury protection (PIP) and uninsured or underinsured motorist coverage. Liability insurance covers only the other car and/or that car's driver and passengers when you are found at fault for the accident.

What type of car insurance is required by law in Florida?

General Information. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance.

What are the minimum insurance requirements for NC?

North Carolina Motor Vehicle Law requires that Automobile Liability coverage be continuously maintained. The minimum coverage requirements are $30,000 Bodily Injury for each person, $60,000 total Bodily Injury for all persons in an accident and $25,000 for Property Damage.

What is the mandatory insurance law in Illinois?

In Illinois, all motorists are required by law to be covered by liability insurance to defray the cost of injuries or damages caused to other persons or their property in a crash. Without coverage, a single vehicle collision could lead to significant financial loss and cause you to lose your driving privileges.