Sample Annual Premium*
- ICICI Pru iProtect Smart. 97.90% ...
- Max Life Smart Secure Plus Plan. 99.35% ...
- Tata AIA Life Insurance Sampoorna Raksha Supreme. 98.02% ...
- Aditya Birla Life Shield Plan. 98.04% ...
- PNB MetLife Mera Term Plan Plus. 98.17% ...
- SBI e-Shield Next. 93.09% ...
- Bajaj Allianz Smart Protect Goal. 98.48% ...
- Kotak e-Term Plan. 98.50%
How to choose best term insurance plan in India?
Term life insurance offer more affordable premium as compared to whole life insurance. Whole Life insurance plans offer maturity values subject to payment of all due premiums of the policy, however, pure term plans do not give any returns. Surrender value: If you surrender a term plan, your life cover ceases.
Which insurance is best term or life?
The most popular type is now 20-year term. Most companies will not sell term insurance to an applicant for a term that ends past his or her 80th birthday.