Which is the most common of car insurance and pays for damage you do to others

They are both legally optional and pay for the cost of damage to your car, but do so in different situations. Collision coverage pays for damage to your car that occurs in a crash, while comprehensive coverage pays for damage due to (almost) everything else.

What is the most common car insurance?

Bodily injury liability coverage (BI) is the most common type of auto insurance because it's required in almost every state.

What is the most important insurance for car owners?

The most important ones are liability, comprehensive and collision coverage. We'll call them the Big Three. Think of them as the basics—coverage you can't afford to go without. If you have all three, it means you have full coverage.

What insurance covers damage done by something other than a collision?

Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.

Which type of car insurance is best?

Which is a better Car Insurance? Taking a comprehensive car insurance cover is always advisable as it provides complete protection of not only someone else's car like a Third-Party car insurance, but also the Own damages to your car, as well as any injury to the owner driver.