What does renters insurance cover in Florida?
Renters insurance can cover items damaged by fire, smoke, and other situations. Water Damage: Similar to fire and smoke, your renters insurance may cover items caused by certain types of water damage. Temporary Living Expenses: If your apartment is damaged due to a covered loss, you may need to find a place to stay.
What does renters insurance cover in California?
Renters insurance covers you and your stuff for damages (or 'perils' in insurance speak), including theft, fire, vandalism, and water damage from things like burst pipes.
What is not covered by renters insurance?
Some of the most common perils not covered by renters insurance include floods and earthquakes. When damage or theft of your personal property is covered by your renters insurance, you can make a claim for reimbursement up to your policy limits.
What is included in a renters insurance policy?
Renters insurance covers damage to or theft of personal property, personal liability damages, emergency medical expenses for guests and additional living expenses if you need to temporarily relocate. However, your insurer will not reimburse you for every event related to these coverages, as only certain events qualify for a claim.
Does renters insurance cover personal property damage?
Personal property damage: If your property is damaged, renters insurance will cover the cost of the damage up to your policy's limits. Covered "perils," as insurers call the various causes of damage, are specifically named (or not excluded) in your policy such as fire, wind or theft.