What is included in a life insurance illustration?
Items common to all life insurance policy illustrations include the benefits entitled to a policyholder, the premiums required to maintain the benefit, the expenses related to policy issue and maintenance, and the benefit and premium periods.
Which of the following is false regarding life insurance policy illustrations?
Which of the following is false regarding life insurance policy illustrations? Policy illustrations are the nonguaranteed elements of a policy and are not part of the policy summary.
Which of the following is not a necessary element of an insurance policy quizlet?
Which of the following is NOT an essential element of an insurance contract? In order for insurance contracts to be legally binding, they must have four essential elements: agreement (offer and acceptance), consideration, competent parties, and legal purpose. Counteroffer is not required.
Which of the following types of information is not required for a life insurance application?
Which of the following types of information is NOT required for a life insurance application? Ethnicity is not required information needed for a life insurance policy.
Of particular concern is the differences between the explanation of the NAIC Life Insurance Illustrations Model Regulation found in Section 9.12 in the NAIC Questions & Answers Life Illustrations Model Regulation (As of March 19, 1997 -NAIC Q&A document), and Subpart 53-3 of Regulation 74 (11 NYCRR 53). The NAIC Model Regulation and Regulation 74 both set forth standards regarding the use of illustrations in the marketing of life insurance policies. However, New York Regulation 74 differs ...
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- which of the following does not have to be included on life insurance policy illustrations