Which of the following is a life insurance policy that does NOT require a physical exam
Guaranteed issue, also called guaranteed acceptance, is a type of whole life insurance that requires no medical exam or health questionnaire. Most insurers only offer guaranteed issue life insurance to older adults, usually aged 50 to 80, although age limitations can vary by carrier.
Which of the following is a life insurance policy that does not require?
Which of the following is a life insurance policy that does NOT require a physical exam? non-medical life insurance policies are written without a physical exam.
What are the two types of life insurance policies?
credit life. modified life. universal life. adjustable life. credit life. If one converts his or her convertible term life insurance policy and wants the cash-value to build up in the policy beginning with the date of the conversion which of the following is (are) true?
What do you need to know about renewable term life insurance?
Require a higher premium payable at each renewal. In a renewable term life insurance policy, the contract will usually: Applicants are not required to answer medical questions on the application. Which of the following his NOT a true description of non-medical life insurance?
What is the purpose of life insurance?
as a tax shelter. to provide protection from financial losses. as an investment. as a gift. to provide protection from financial losses. Life insurance needs are ____ until your first child is born, then the need is ____ until the youngest child is ten, and then the need ____ until retirement. lost income of the deceased.
In the term plan without a medical test, the insurance holder does not require to go through any medical screening while purchasing the policy. The insurance company can allow the policyholder to purchase the term plan without medical tests considering the policyholder's age and the sum assured amount chosen by them.
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