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Which of the following is not a characteristic of cash out Refinancing


What are the disadvantages of a cash out refinance?

You owe more: With a cash-out refinance, your overall debt load will increase. No matter how close you were to paying off your original mortgage, the extra cash you obtained to pay the contractor is now a bigger financial burden. This also reduces your proceeds if you were to sell.

What are the benefits of a cash out refinance?

Home equity loans, home equity lines of credit (HELOCs), and cash-out refinancing are the main ways to unlock home equity. Tapping your equity allows you to access needed funds without having to sell your home or take out a higher-interest personal loan.

How do you cash out equity?

Defaulting on a Secured Loan\n\n If you default on the loan and can't work out some type of agreement with the lender, the lender will seize the collateral, liquidate it, and take the money. In some states, lenders can seize the collateral without a court judgment.


Which of the following is not a characteristic of cash and cash equivalents? A) They have a very low, or insignificant, risk of changing in value. B) They are highly liquid investments. C) They include short-term borrowings with a maturity of less than 3 months. D) None of the above. They are all characteristics of cash and cash equivalents.




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