Which of the following factors is most important in determining your life insurance premium rate?
Medical History\n\n Along with your age, your health is the biggest factor that determines your premiums. Healthier people are at less risk of dying while the policy is active, so they're generally approved for lower life insurance rates.
Which of the following are factors that affect the price of an insurance policy?
Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.
Which risk classification charges the highest premium?
Which of the following risk classifications charges the highest premium? "Substandard". A substandard classification charges the highest premium.
What do you mean by premium of insurance policy?
An insurance premium equates to the money that is paid by any person or company/business for availing of an insurance policy. The insurance premium amount is influenced by multiple factors and varies from one payee to another.
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