- Whole or ordinary life. This is the most common type of permanent insurance policy. ...
- Universal or adjustable life. This type of policy offers you more flexibility than whole life insurance. ...
- Variable life. ...
- Variable-universal life.
What are the 3 main types of life insurance?
The three main types are whole, universal life insurance, and term life insurance.
What are the types of permanent life insurance?
What are the 4 types of permanent life insurance? The four most common types of permanent, cash value life insurance are whole life, standard universal life insurance (UL), variable UL, and indexed UL. All these policies can provide life-long insurance protection and a tax-advantaged financial asset.
What is the most common type of life insurance?
Permanent life insurance refers to a set of life insurance policies that provide coverage for your entire lifespan, so long as premiums are paid. So, whether you pass away immediately after purchasing coverage or 50 years later, your beneficiaries would receive a death benefit.
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