What is personal accident insurance policy?
Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical ɪmp; health insurance.
Is PA cover mandatory in India?
Ans: Yes, as per the India Motor Tariff 2002, it is mandatory to purchase a personal accident cover. The car owner car can purchase this policy with third-party liability cover as well.
How to claim pa insurance?
Personal accident cover is a part of a car insurance policy that compensates you or your family for injuries or death caused by a car accident. If an accident isn't your fault, the at-fault person's insurer will pay out for any personal injury claims.
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- which of the following risk is not covered under a p.a. policy