Which of the following is true regarding licensing in the state of New York?
Which of the following is true regarding licensing in the state of New York? - To qualify for an insurance license in NY, an individual must be at least 18 years old, be a New York resident, must meet relicensing education requirements, and be found competent and trustworthy.
Which of the following is covered under the physical damage coverage of a personal auto policy?
Physical Damage Coverage\n\n Collision covers damage to your car caused by physical contact with another vehicle or an object, such as a deer, tree, rock, guardrail, building, or person. Comprehensive covers damage to your car caused by something other than a collision.
Which of the following statements is correct regarding uninsured motorist coverage?
Answer and Explanation: The correct answer is b. The coverage applies only if an uninsured motorist is legally liable for the accident.
Under which of the following does the insured agree to maintain insurance equal to some selected percentage of value of the property?
COINSURANCE – A fixed percentage of the eligible medical expenses the enrollee is required to pay, in excess of any deductible. COINSURANCE CLAUSE - A clause requiring the insured to maintain insurance on the property at least equal to a stipulated percentage of its value in order to collect partial losses in full.
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