What is an advantage of owning term insurance?
Term life insurance is easy to understand, and you'll pay far less for a term life policy than a permanent policy with the same death benefit amount. It tends to be much more affordable than people assume, even if you have health conditions.
Which of the following is an advantage of term life insurance?
Term life insurance offers temporary financial protection — usually five to 30 years — for a low, fixed cost. This type of life insurance is best for meeting short-term financial needs, like paying off debts, replacing your income, covering childcare costs and funding your child's education.
What are 3 benefits of term insurance?
Following is a list of benefits that a term insurance policy can provide you: High Sum Assured at Affordable Premium. Easy to Understand. Multiple Death Benefit Payout Options.
What are the advantages of term life insurance quizlet?
The primary advantage of term insurance is a flexible premium. Term life insurance has a life insurance component and a savings plan. Cash-value insurance is any policy that provides both a death benefit and an opportunity to accumulate cash value.
Which of the following would be considered an advantage of owning term insurance? a)It provides the death benefit regardless of when the insured dies. b)It provides the greatest living benefits to the insured.
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