Which of the following would be covered by a homeowners policy?
A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it.
Which of the following does a standard homeowners insurance policy cover quizlet?
Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.
Which of the following would not be covered under a standard homeowners policy?
Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered.
Which of the following is not eligible for a homeowners policy quizlet?
Which of the following would not be eligible to purchase a Homeowners Policy? A person who owns and lives on a farm -- Homeowners eligibility does not include farm property, but does include certain incidental business occupancies.
What does homeowners insurance cover?
The amount of coverage on the dwelling First aid costs for others injured on the insured's premises Are paid in addition to the liability limit An insured runs a day care in her home. She has purchased the home day care endorsement under her homeowners policy.
What is the personal property coverage under a homeowners policy?
Homeowners policies automatically provide an amount of insurance in Coverage B that is equal to 10% of the amount written as Coverage A. Personal property coverage under a homeowners policy would cover A A neighbor’s fence if damaged by the insured. B Property moved to a newly acquired residence after 60 days. C
What are additional coverages in the liability section of a homeowners policy?
Additional coverages in the liability section of a homeowners policy cover all of the following EXCEPT A Claims expense. B Expenses the insured incurs rendering first aid for bodily injury to third parties. C Damage to the property of others. D Damage to a third-party property for which the insured is legally liable.