Which area is not covered by most homeowners insurance?
A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it. Let's say a detached structure on your property, like a shed, is damaged by a fire.
Which of the following are covered by a homeowners policy?
Most homeowner policies provide coverage that does not apply to animals, birds, fish, automobiles and business property; for loss or damage caused by flood, surface water, water which backs up through sewers or drains, earth movement, nuclear damage, war, etc.
Which of the following losses would not be covered by a homeowners policy?
Which of the following would not be eligible to purchase a Homeowners Policy? A person who owns and lives on a farm -- Homeowners eligibility does not include farm property, but does include certain incidental business occupancies.