Which of the following losses would not be covered by a homeowners policy?
Most homeowner policies provide coverage that does not apply to animals, birds, fish, automobiles and business property; for loss or damage caused by flood, surface water, water which backs up through sewers or drains, earth movement, nuclear damage, war, etc.
Which area is not covered by most homeowners insurance?
Which of the following would not be eligible to purchase a Homeowners Policy? A person who owns and lives on a farm -- Homeowners eligibility does not include farm property, but does include certain incidental business occupancies.
Which of the following is not eligible for a homeowners policy quizlet?
A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it. Let's say a detached structure on your property, like a shed, is damaged by a fire.
What is not covered by homeowners insurance?
What Is Covered by Homeowner's Insurance. Your actual dwelling should be covered, as well as some other structures on the property, like a garage, fence, driveway or shed. However, if you run a business on your property in a separate structure, this is generally not covered by homeowner's insurance.
Does your homeowners insurance policy cover these common perils?
Unfortunately, the average homeowners policy does not cover all situations that may arise. As policies range from insurance company to insurance company, it is important to know what your policy covers and what it does not. Most homeowners will find that their policy covers common perils like fire and theft.
Does homeowners insurance cover natural disasters?
A wide range of natural disasters is typically covered by your homeowners insurance policy, though not all of them. The typical inclusions for natural disasters include lightning, thunderstorms, hurricanes, and hail. Your policy may also include coverage for smoke damage, damage caused by falling items, or severe winds.