Is car insurance mandatory in USA?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
Can you drive in the US without insurance?
Driving without insurance is against the law in all 50 U.S. states except New Hampshire. The consequences of driving without insurance can vary dramatically, with penalties ranging from a slap on the wrist to large fines and even jail time.
Does Virginia require car insurance?
Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person)
Is it illegal to not have car insurance in Arizona?
Arizona requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arizona. This requirement also includes golf carts, motorcycles and mopeds.
How many states do not require auto insurance?
Out of all the 50 states, two states do not require auto insurance. The states that don’t require car insurance are New Hampshire and Virginia. In Virginia, if you choose to not have car insurance, there is a fee of $500.
Do you have to have insurance to drive in your state?
Not all states require drivers to have insurance. New Hampshire famously doesn’t mandate insurance for most of its drivers; only those who have been convicted of certain vehicle-related crimes, such as drunken driving, have to carry it. Other states provide (often unpublicized) alternatives, including:
What are the minimum car insurance requirements for each state?
From Alaska to California and Indiana to New York, each state has minimum car insurance requirements. Find your state's guidelines so you're protected. New Hampshire and Virginia are the only two states that don’t require car insurance. That said, there is no one country-wide rule when it comes to how much car insurance you have to have.