What states have no-fault car insurance laws?
Only 12 states have no-fault car insurance laws: Florida, Hawaii, Kansas, Kentucky, Michigan, Massachusetts, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah. No-fault insurance states require auto insurance companies to cover your claim after an accident under your chosen policy limits.
How many states are true no fault?
You'll see in the table below, true no fault 12 states, as well as the five other states that are not at-fault states but still require PIP coverage, and the five states that are not no-fault and offer it as optional coverage. *Note: The District of Columbia is neither a true no-fault nor add-on state.
Which states are no-fault?
There are 12 states in the United States that are considered no-fault states: Florida, Hawaii, Kentucky, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah. Puerto Rico is also no-fault. Here are the PIP requirements in each of these states.