How many states do not require auto insurance?
Out of all the 50 states, two states do not require auto insurance. The states that don’t require car insurance are New Hampshire and Virginia. In Virginia, if you choose to not have car insurance, there is a fee of $500.
Do you have to have insurance to drive in your state?
Not all states require drivers to have insurance. New Hampshire famously doesn’t mandate insurance for most of its drivers; only those who have been convicted of certain vehicle-related crimes, such as drunken driving, have to carry it. Other states provide (often unpublicized) alternatives, including:
Is it easier to meet state minimum car insurance requirements?
For most drivers, it’s simply easier to meet the state minimum car insurance requirements than to deal with alternative insurance — and it’s certainly less risky. While meeting state minimum car insurance requirements is important, you don't have to stop there. In fact, the bare minimum won’t be enough in most cases.