HMO plan is a group health insurance policy where employees have low out of pocket expenses but they also have less flexibility in choosing hospitals or doctors. HMO policies provide broader coverage than other types of insurance policies. POS – Point-Of-Service. POS plan is a group health insurance policy which combines the features of HMO and PPO. If employees utilize the services of the preferred network provider, they may get a higher level of coverage. But if the employees choose a ...
✓ On what criteria should I choose an insurance provider?
You should check coverage, accessibility, quality of customer service and support, number of cashless service providers associated and other smalle...
✓ What is a No Claim Bonus?
No claim bonus refers to a discount that is offered to policyholders for every non-claim year of a health or a motor insurance policy. With the NCB...