When can you get no claims protection

Normally you need to have at least five years No Claims Discount to qualify for No Claims Protection, however we have three insurers who do offer this benefit on a lower amount of No Claims Discount.

Can I protect 2 years no claims?

Some insurance providers won't allow you to protect your NCD if you've earned less than four years' discount. But if you have the right number of years, you can protect it by paying a fee on top of the cost of your car insurance – these can vary a lot, so it's worth shopping around.

Can you add no claims protection?

Usually, you can shield your no claims bonus from up to one at-fault claim per year. However, every insurer has a different number they'll excuse. So, is it worth protecting your no claims bonus?

Can you protect one years no claims?

What does protected no-claims mean? Often referred to as no-claims discount protection, protecting your NCB allows you to have a certain amount of 'at fault' accidents. Without affecting the bonus. This means that your no-claims bonus remains intact even if your insurer can't claim their costs back.