What is a credit report?
Credit Report a report on a person's creditworthiness that includes identifying information, credit cards, late payments, bankruptcies, and savings balances Fair Credit Reporting Act
How do credit bureaus get information about you?
Credit bureaus obtain their data from banks, finance companies, merchants, credit card companies, other creditors and court records. Your friends and neighbors can get credit information about you.
What is the Fair Credit Reporting Act?
a report on a person's creditworthiness that includes identifying information, credit cards, late payments, bankruptcies, and savings balances Fair Credit Reporting Act federal law giving constumers right to veiw and correct their credit information