Can a deceased CPP contributor get a death benefit?
The executor of the estate may apply for the funds (within 60 days) or it can also go to the surviving spouse or next of kin if there’s no estate. For a deceased CPP contributor to qualify for the death benefit, they must have contributed to the Canada Pension Plan for the lesser of: One-third of the calendar years in their contributory period.
Who should apply for the death benefit?
Who should complete the application If an estate exists, the executor named in the will or the administrator named by the Court to administer the estate applies for the death benefit. The executor should apply for the benefit within 60 days of the date of death.
Who qualifies for a CPP survivor's benefit?
The spouse or common-law partner may qualify for a CPP Survivor’s Benefit, in addition to the one-time CPP death benefit. The benefit amount will depend on a couple of factors, including the survivor’s age, the amount paid into the CPP by the deceased, and the number of years they contributed.