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When did auto insurance become mandatory in Texas


While auto insurance has existed in some form since 1898, it only became mandatory in most states around 1970.

When did car insurance become a law in Texas?

1951 – The Legislature codified the state's insurance laws as the Texas Insurance Code.

When did it become a legal requirement to have car insurance?

Under the Road Traffic Act of 1930 it became compulsory for drivers to be insured for their liability in the event of an accident. While motor insurance had been in existence for 30 years by this point, this was the first time it had become mandatory.

When did car insurance become mandatory in all 50 states?

North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws. Since the genesis of automotive insurance schemes in 1925 nearly every state has adopted a compulsory insurance scheme.

Does Texas have mandatory auto insurance?

In Texas, you must have at least $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25.