When was car insurance mandatory in Illinois? The measure was signed into law in 1988 after 17 years of opposition in the General Assembly, mostly by the insurance industry and some urban legislators. It became effective Jan. 1, 1990.
Is car insurance mandatory in Illinois?
Illinois law requires all motor vehicles registered and operated in Illinois to be covered by liability insurance, which covers property damage and/or injuries you may cause others in an accident. (Trailers are not required to have liability insurance.)
Did you need car insurance in the 70s?
You're not required to have insurance if you have a license but no car, but it depends on how often you drive other people's vehicles. If you're borrowing cars on occasion, you should be covered under the vehicle owner's insurance.
Do you need insurance if you have a license but no car in Illinois?
If convicted, your license plates will be suspended and you may face the following fines: Minimum fine of $500 for driving uninsured. Minimum fine of $1000 for driving a vehicle while the license plates are suspended for a previous insurance violation.