When did ky become a no fault state

In an effort to protect drivers from civil liability and ballooning medical expenses in the aftermath of a car accident, Kentucky legislators enacted the Motor Vehicle Reparations Act in 1975, better known as the No-Fault Law.

Who pays for car damage in a no-fault state Kentucky?

The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident according to their own insurance policy.

How does no-fault insurance work in Kentucky?

With no-fault car insurance, your own insurance policy covers your medical bills and other economic losses after a car accident, regardless of who caused the accident. You can opt out of the no-fault system in Kentucky, preserving your right to sue an at-fault driver after a car accident.

What is Kentucky no-fault rejection?

Frankfort, Kentucky 40602-0517. Acceptance of No-Fault Insurance denies each individual the right to sue a negligent motorist unless certain requirements are met. You and any member of your household can retain the right to sue by completing this form and mailing it to the Kentucky Department of Insurance.

Is Kentucky a tort state?

Limitations on an individual's rights to sue and be sued (tort rights). All people who register, operate, maintain or use a motor vehicle in Kentucky are deemed to have accepted limitations on their rights to sue and be sued (tort rights).