When do I get my no claims bonus

Your no-claims discount (NCD) accrues for each year you're on the road without making a claim on your car insurance. The longer you drive without a claim, the more discount you can potentially get – although insurance providers often cap bonuses at around five years.

How do I find my no claims bonus?

You can find out how many years of no-claims bonus you've accumulated on your car insurance renewal paperwork, on your cancellation letter, or a letter from your provider confirming your no-claims discount.

How long before I lose my no claims bonus?

Your no claims bonus (usually) lasts for 2 years\n\n Unfortunately, this grace period only tends to last for two years. If you go longer than that without having insurance, you won't get any discount on your new policy. And that (usually) means you'll have to build up your no claims bonus from scratch.

Why I am not getting no claim bonus?

Important things to know about NCB in Insurance\n\n It is important to know that if you do not renew your existing insurance policy within 90 days from the date of expiry then your NCB will be terminated, and you will not get the benefit of No Claims Bonus anymore. Hence you should always renew your policy timely.