What shows up on a consumer report?
A consumer report can contain a wide variety of information including credit history, past bankruptcy, judicial records, employment records, and even online activity. This information can only be accessed with approval from the individual and is highly regulated by the Fair Credit Reporting Act (FCRA).
What is an investigative consumer report in California?
California Civil Code Section 1786.2 defines an investigative consumer report as a consumer report in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through any means.
What is the difference between a credit report and a consumer report?
A credit report will document which accounts are in good standing, if any debts are past due, and other information about your financial history. A credit report, however, is a type of consumer report. A consumer report is a broader report that contains personal identifying information beyond credit.
What is the purpose of a consumer report?
A consumer report is a report expected to be used or collected in whole or part for the purpose of serving as a factor used in establishing the consumers eligibility for credit or insurance used primarily for personal, family, household, or employment purposes.
[PDF] disclosure for investigative consumer report cwpm
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[PDF] Investigative Consumer Reporting Agencies Act Basics
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[PDF] DISCLOSURE REGARDING CONSUMER AND/OR INVESTIGATIVE
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[PDF] disclosure of intent to obtain consumer report - Love's Travel Stops
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[PDF] users of consumer reports must comply with all applicable - NIPR
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[PDF] Notices About Pre-Employment Credit Reports Investigative
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[PDF] APPLICANT DISCLOSURE AND RELEASE FOR CONSUMER AND
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[PDF] Consent to Request Consumer Report & Investigative Consumer
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