What is an accidental damage

What is covered under accidental damage?

What does Accidental damage cover? Accidental damage can cover the cost of repair to damage that was sudden and not done on purpose. There needs to be a one off, single event that caused the damage to your home or belongings.

Is it worth getting accidental damage?

Accidental Damage Cover is usually an add-on to your home insurance policy, but for less than $6^† a month it could be a worthwhile investment. Remember, there'll be excess to pay before you can claim but given how expensive many items in the home can be, Accidental Damage Cover may be worth considering.

What is sudden and accidental damage?

Sudden ɪmp; Accidental coverage is tied to a discovery and reporting period, and generally covers bodily injury and property damage caused by a pollution loss. If a claim comes in and is a gradual loss, or is not discovered and reported in the time allowed under the policy form, there is no coverage in place.

How do I claim accidental damage?

Immediately after the accident, you should call the insurance company and inform them about the damage. Obtain the details of the vehicle responsible for the damage and submit to the policyholder. The incident should be reported within the stipulated time period.