What is another name for ordinary life insurance?
Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
Is ordinary life the same as whole life?
Whole life insurance is a type of permanent life insurance that provides coverage for as long as you live. Also known as straight life or ordinary life, these policies build a cash value that buyers can borrow against in retirement.
What is ordinary whole life insurance?
Whole or ordinary life\n\n This is the most common type of permanent insurance policy. It offers a death benefit along with a savings account. If you pick this type of life insurance policy, you are agreeing to pay a certain amount in premiums on a regular basis for a specific death benefit.
What is the most common term for life insurance?
Yearly renewable term, once popular, is no longer a top seller. The most popular type is now 20-year term. Most companies will not sell term insurance to an applicant for a term that ends past his or her 80th birthday.
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