What is anti-concurrent causation in insurance

What is an anti-concurrent cause?

Definition. Anti-Concurrent Cause (ACC) Provision — a term in a first-party policy that indicates that a loss caused by a combination of covered and excluded causes of losses will not be covered.

What does concurrency mean in insurance?

Concurrent Insurance — two or more policies covering the same exposure and having the same policy period and type of coverage trigger. It is important for primary and excess liability policies to be concurrent.

What is anti-concurrent language?

Anti-Concurrent Causation (ACC) Language — a policy provision usually inserted into the preamble to a group of exclusions in a property insurance policy that is designed to combat the misapplication of the concurrent cause doctrine from tort law to a first-party property policy.

What are concurrent injuries?

During your time pursuing a personal injury case with multiple causes, you may hear the phrase concurrent causes. Attorneys use this term when describing injuries or damages that occur from more than one cause. Many concurrent cause cases involve property insurance companies that do not cover both causes.