What is covered under the basic form?
1. Basic Form – covers your property against fire, lightning, explosion, smoke, windstorm, hail, riot, civil commotion, aircraft, vehicles, vandalism, sprinkler leakage, sinkhole collapse, volcanic action.
What is the difference between broad form and basic form?
As probably anticipated, the Broad Form is more encompassing than the Basic Form coverage. The Broad Form is built to cover everything the Basic Form, and the most common perils expected. In the Broad Form insurance policy, you will also see the following coverages: Burglary/Break-in damage.
What is difference between basic and special?
The 4 main types of insurance coverage are life, health, auto, and home insurance. You will need auto insurance to finance or lease a car, home insurance to take out a mortgage, health insurance to avoid a fee in some states, and life insurance to protect your family if you pass away.
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