What is basic third party?
Third-party: Is the person who claims for the damages caused by the first party from the second party. In case the insured is held legally liable with the third party car insurance policy for injuries or damages caused to the third party, then the insured is indemnified with compensation.
What is the difference between standard and third party insurance?
One major difference between third-party insurance and comprehensive insurance is the range of protection offered to you and your vehicle. While a comprehensive plan provides multiple protection covers for you and your vehicle, a third-party cover is limited to offering protection against the claims of a third party.
Which is best 1st party or 3rd party insurance?
Third-party insurance covers damages or losses caused only to the third party due to an accident. The first party is eligible to receive a substantial personal accident cover with such policies. The first party can raise a claim against it depending on the terms and conditions.
What is the difference between first party and third party coverage?
First-party and third-party insurance claims are different ways to make insurance claims. A first-party insurance claim is a claim you make directly against your own insurance. A third-party insurance claim occurs when you submit a claim to someone else's insurance provider.
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