What is bodily injury coverage in florida

PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash. PDL coverage pays for damage to another person's property caused by you or someone else driving your insured vehicle.

What bodily injury coverage do I need in Florida?

According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $1,000 for PIP coverage and $500 for property damage liability.

Should I get bodily injury insurance in Florida?

Florida Bodily Injury Liability Insurance is not required in Florida, but highly recommended. As a New Port Richey auto accident attorney with nearly 20 years experience, I can tell you that having bodily injury liability coverage is vitally important.

What is the difference between bodily injury and personal injury car insurance?

Bodily injury comes into play if you're at fault in an accident and pays the bills for others involved in the accident. Personal injury protection is available in no-fault insurance states and covers your expenses no matter who is at fault in the accident.

How much personal injury protection do I need in Florida?

Personal Injury Protection Insurance Requirements\n\n Drivers must be insured with PIP coverage in Florida and property damage liability (PDL) at the time of vehicle registration. Drivers must have a minimum of $10,000 in PIP and a minimum of $10,000 in PDL. Vehicles registered as taxis must carry $50,0000 in PDL coverage.